
Standards of Practice
THE ALLIANCE OF CANADIAN HOME INSPECTORS INC. is a
non-profit, corporation dedicated to advancing the cause of consumers
and its membership through education. The purchase of a property is
typically the most significant investment that consumers make, and that
investment needs to be protected. As a consequence, thousands of
inspections are conducted daily that result in the production of legal
documents, such as inspection reports, contracts, and a variety of
agreements. It is essential that consumers understand what a property
inspection does include and what it does NOT include.
A.C.H.I. property inspectors are professional individuals who in
exchange for a fee agree to accept the responsibility of evaluating and
reporting on the interrelated conditions and components of a property
with a degree of care that a reasonably prudent home inspector would
exercise. This inspection is “a non-invasive physical examination,
performed for a fee,” undertaken in an attempt to identify “material
defects” that could significantly “affect the value, desirability,
habitability, or safety of the dwelling.” However, even this definition
is subject to interpretation and debate, and what constitutes an A.C.H.I.
inspection needs to be explained and
clearly understood, for practical, ethical, and legal purposes. To
borrow an example from medicine, an A.C.H.I. property inspector is
similar to a general practitioner, who has learned a lot about medicine
and the human body but has not specialized in any one particular
discipline.
Similarly, A.C.H.I. inspectors know a lot about the building trades,
such as roofing, plumbing, heating, air-conditioning, and electrical,
but they are not licensed specialists. In fact, like general
practitioners, it is their responsibility to defer to specialists. For
this reason, A.C.H.I.I property inspections are limited in their scope.
A.C.H.I. property inspections are “non-invasive” and essentially visual and, as
stated, are intended to alert consumers in a “written report” to “material
defects” that exist at the time of an inspection, defects that could
significantly affect the value of a property or pose a threat to health and
safety. A property inspection is not technically exhaustive, and is not intended
to be, and will not reveal every defect and deficiency. For instance, a property
inspection does not include research to establish code-compliance, recall
notices, or prior reports. Therefore, an inspection report should not be
regarded as a substitute for the seller’s transfer disclosure statement (TDS),
which the sellers may be required to provide, or as an insurance policy,
warranty, or guaranty. Some defects may be latent, and / or become apparent at a
later point in time, which is why inspections have
been sensibly characterized as snapshots in time. And it is essential that
consumers understand this and, thereby, have reasonable expectations. However,
the terms “non-invasive” and “visual” also need further explanation. For
example, an inspector may remove the interior cover from an electrical panel,
which could be said to be invasive, and inserting an electrical tester into a
wall outlet could be construed as being more than a visual examination.
Regardless, most inspectors remove cover panels and use a variety of specialized
instruments in the service of their clients, but the use of such instruments
does not distinguish them as specialists; only a licensing authority can
legitimately confer that distinction. A.C.H.I. inspectors adhere to clearly
defined standards and laws, and to this extent A.C.H.I. standards are intended
to be legally binding.
For more information see
The Alliance for Canadian Home Inspectors.